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Holistic Planning for Client-Based Solutions

We Believe in the Effectiveness of Holistic Financial Planning

You’ll receive personalized recommendations customized to your unique situation. Our holistic approach means our guidance will improve your overall financial situation, whether you’re to putting your finances in order for the first time or managing changes in your life years down the line.

Why Holistic Financial Planning?

The different parts of our financial lives are deeply interconnected. Planning your investments without understanding the rest of your situation can cause a large, unexpected tax bill, while looking closely at your taxes can give you specific strategies and tactics to make your investments work their hardest for you. In the same way, your cash flow, insurance, estate plan, even your earning potential, are all deeply interconnected in creating financial independence for you. By considering your finances as a whole, you can achieve the most efficient financial progress that fits your unique situation.

Practical Financial Planning’s Comprehensive Planning Services

Standard Retainer

We provide a full financial plan at a fee that’s set up front, allowing our clients as much time as they need to get their questions answered without feeling rushed.

We’ll offer ongoing guidance and coverage of:

  • Tax Planning and Preparation
  • Record Keeping
  • Cash Flow and Budgeting
  • Life Planning and Goal Setting
  • Insurance — auto, home, life, health, disability, long-term care, professional liability, employee benefits
  • Estate Planning
  • Investments — risk evaluation, asset allocation, investment selection, rebalancing and trading
  • Retirement Planning
  • College Planning

Fee range: $5,000 to $25,000 (based on investable net worth, annual income, complexity, advisor responsibility, and value added).

Wealth Management

Standard Retainer clients who qualify can upgrade to our Wealth Management service, which provides the highest level of individualized and hands-on attention from their advisor.

Your full financial plan includes all the services of our Standard Retainer, as well as:

  • Advanced Charitable Planning
  • Specialized Cash Flow Management and Budgeting
  • Advanced Intergenerational Planning
  • Where appropriate, Tactical Investment Rebalancing (for goals such as tax loss harvesting)

Fee range: $9,500 to $40,000 (based on investable net worth, annual income, complexity, advisor responsibility, and value added).

We strive to eliminate any conflicts of interest. So we’ll present you with a specific fee before we begin our work together, based on factors like your investable net worth, your income, the complexity of your situation, and value we can add for you. Under our Retainer, that fee doesn’t change even if you need more of our time than you, or we, expected.

Want to learn more about our services and fees?

Schedule Your Free Phone Consultation